The Adirondack Regional Chamber of Commerce Young Professionals Organization

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Name (Age): Michael D Murray (29)

Company/Title: The Adirondack Trust Company Title, Assistant Vice President, Commercial Lending

Family: wife Christine, children, Andrew, 3; and Olivia 1.

Brief Resume: Began banking career as customer service rep at TD Banknorth in Glens Falls in 2004. In 2005 moved to commercial lending department as Credit Analyst. Promoted to Commercial Lending Officer in 2007, responsible for developing and managing commercial loan relationships in Glens Falls market. Accepted commercial lending position at the Adirondack Trust Company in March 2009.

What do you do?: My primary responsibility is to provide loans to business customers. However, once a business becomes a customer, I oversee their entire banking relationship. Loans include lines of credit to support ‘working capital’ needs, mortgages to acquire or expand buildings and term loans for equipment or longer term needs.

Education: Bachelors Degree in Marketing from College of Saint Rose (2003), Associates Degree in Business from Adirondack Community College (2001), Queensbury High School (1998)

Community Involvement: Junior Achievement of Northeastern NY, Chair of Adirondack Region Steering Committee (2007 – Present). Tri County United Way, Allocations Committee (2008 – 2009).

Hobbies: Golf, spending time with family

Career aspiration in high school: Chef, I was enrolled in Culinary Arts program at Johnson & Whales but backed out a week for classes started. I realized I didn’t want to work nights, weekend, holidays and not have time for a family.

First job: Delivering newspapers at twelve years old.

How did you become a banker?: A friend started working at bank and hated it, but thought it was perfect for me. Started at the bottom and moved up as positions opened.

Five years from now I will be: Probably doing the same thing, just with a much larger loan portfolio. Opportunities for further advancement are probably eight to ten years away.

Favorite Quote: "I don't exaggerate - I just remember big” - Chi Chi Rodriguez

Favorite Book: Money Ball by Michael Lewis….about the analytical approach taken by the Oakland A’s to successfully compete against richer competitors in Major League Baseball.

Why do you choose to work/live in area?: Grew up here. Area offers plenty of well paying jobs, good schools, safe neighborhoods and plenty of recreation, for relatively low cost of living.

Favorite restaurant: Mikado

What would you change/add about area?: Classy meeting place for professionals (ie. Wine bar)

Charitable interests: Youth mentoring, critical needs assistance (food, clothing, shelter, medical)

What type of business contacts do you seek?: Business owners of any industry in need of financing to help grow.

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